The other side of the coin is who you surround yourself with. I have no doubt in my mind that the development of my personality was heavily influenced by the friends I went to high school with (and yes, I am still good friends with them to this day). Have you ever noticed how good friends have the same sense of humor, sometimes that's what draws them to each other, but other times that part of themselves grows with that other person.
I couldn't tell you which one has a larger influence on the human development. I personally believe that each person is different, some may be more affected by their surroundings than others while some people will remain basically the same no matter what their surroundings are.
But I do think that both nature and nurture plays a part in our lives. Since
The a village of Asola-Farehpur Beri, India has a population of about 3,500 people. But about 90% of the men from that village aged 18 thru 55 work as bouncers or security guards in New Delhi. Throughout the town all of the boys are careful with their bodies from a very young age, they watch what they eat, and once their bodies are ready many of them bulk up to become body builders or wrestlers.
Perhaps it's the genetics in this village, something in their brain or their bodies makes them want to become body builders, but I think it's more along the lines of what they are surrounded by. Since all of their friends and family think it's normal to bulk up and become body builders they want to do it too. It's actually quite amazing how dedicated their town is to getting their bodies into tremendous physical shape.
I feel that personal finances are much of the same. If you spend most of your time with shopaholics then you are bound to view spending money on things you don't really need as a normal practice. But if you have friends that are more mindful of their money then you will naturally want to think that way too, not necessarily because you want to save money, but because you'll be wanting to stay at the same level as your friends.
The good thing about all of this though, is that with the internet at our fingertips these days you can start to surround yourself with like minded people even if you've never met them. I don't know that many people in my everyday life that are that concerned with their finances in the way that I am. The people that I usually relate to are about 20 years older than I am and most of them don't take me very seriously when I talk about retirement. They just think that I'm young and that I don't know what I'm really talking about because I have another 30 years of work ahead of me to get close to retirement age. Maybe they will be less dismissive of my input if I can really reach my goals in the next 8 to 10 years... But that's a separate topic.
The personal finance community is one of the most supportive groups of people I've come across online. Before I found the personal finance community I thought that all comments on the internet were trolls. I thought that people wrote articles, and no one gave thoughtful feedback on them. That was, until I found the personal finance community, where yes, there still are people that troll, but for the most part people are genuinely trying to help each other out. It's the biggest support group that I have ever been involved with and reading their thoughts daily helps keep me on the right track.
So find the change that you want to see in your life and immerse yourself in it. It doesn't have to be your finances, but since that's what I write about here that's what I've focused on. Find that support group and keep at it.
And to all of the readers out there that contribute to my comments thank you for all of your support. If you happen to have your own personal finance blog then thank you for strengthening our community. You are part of the reason that I am here today.