Investing

Since I seem to have a number of posts focused on investing in the stock market I figured I would have a section that highlighted these particular posts all in one convenient place. Some are ideas about investing, others serve more of an instructional purpose to help educate people. I wish I had some help when I first started so hopefully I can help some of you.

Give Yourself a Bonus!

As I've gotten older I've learned a few tips on savings, but it wasn't until my mom pointed this one out to me that I could give myself a bonus at the end of the year.

Can You Over Diversify?

But because of over diversification you may be killing your returns without even knowing it. Investors think that they are playing it safe by spreading their money around everywhere when in fact they may be whittling away at their returns before they even start.

Saver's Block: How to begin when you don't know where to start

How to get started saving for retirement when you don't know where to begin.


How to Invest When a Stock is at an all Time High

How do I get in the market when it's at all time highs?


When Should I De-Risk My Portfolio? and How?

Now that it's been a number of years with an extremely aggressive portfolio I've been wanting to start protecting my nest egg more than just focus on pure growth. This is why and how I plan to do that.


Traditional IRA Versus Rollover IRA, What's The Difference?

What do you do with that old employer's 401(k)? Sure you could roll it over to a new employer, but sometimes there's better options. Let's look at the differences between a Traditional IRA and a Rollover IRA.


You don't have to be scared of the stock market. How I started "really" investing

It can be complicated and scary getting started in investing in individual stocks. This is how I began and it wasn't very scary.


Investing: Having an Exit Strategy

Before you get in, you should know how you plan to get out. Why you should have an exit strategy and why you should stick to it.

Ignore socially responsible investing, focus on responsible consumption

The idea of socially responsible investing changes over time, as society evolves it adjusts it's view points on what is ethical and what is not. Society will also always have complaints about something, it's human nature. We always strive for something better so this idea of socially responsible investing will always exist and change with the current issues of society. Socially responsible consumption is what will force businesses to change, and therefore it will change ethical investing.

Investing Tutorial: Binary Events

Some of the most polarizing events in the stock market. Weighing the good and the bad sides of these outcomes.


Why traditional diversification is dumb, and how to time the market

Traditional diversification has it's flaws. Avoid the sectors that have poor forecasts.


Why I gave up Mutual Funds

Before I really got interested in the stock market and investing I knew that a mutual fund was basically a collection of stocks that someone manages and keeps you more diversified than buying individual stocks. All I really heard was "diversified" and thought, prefect, that's what everyone always says, stay diversified. That's for me! So that's where I put my money for years....


The New Stock Market 

My thoughts on how the stock market may be changing with a new hyper-connected generation with the world at their fingertips.

2 comments:

  1. I'd be curious about your take on so called "investments' such as Barbie dolls, beanie babies, etc. I know that I had the bad habit for awhile of going to estate sales and picking up something I thought I could make money off of (paintings, comic books, etc.) and realizing that the market either wasn't there or I just didn't have the time or desire to deal with figuring out individual worth or selling products.

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    1. I think that most collectables are usually not a good investment. Something is only worth what someone else will pay for it. I think that things like beanie babies and barbies are things that you could possibly make money on if you buy something that you know is on sale and then turn around and sell it shortly after. But the buy and hold strategy on things like this typically don't work out so well.

      There was a great article on this over at 20SomethingFinance fairly recently that I felt hit the nail on the head.
      http://20somethingfinance.com/the-junk-wax-era-sports-card-investment-bubble-and-crash/

      The thing about beanie babies and baseball cards is that if everyone else is collecting them then there are lots of people that probably have the same idea that they will become rich off these collectables. The only real collectables that have a lot of value are the ones that are scarce. If there's too many of them then they are not truly as rare and therefore worth less.

      Collectables are also subjective. Since they are not like gold coins where simply the materials are worth X amount so that has to be the minimum, collectables are only worth what someone will pay. A beanie baby is just fabric and cotton...

      I view my art collection as worth mere fractions of what I paid for it because I know that I probably couldn't sell most of it for anything near what I paid. But I appreciate it for what it is.

      But things like estate sales and garage sales do have hidden treasures, sometimes people don't know the value of things they are simply trying to get rid of. You just have to know what the market will really pay for it.

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